Saving Ourselves From Not Saving

Americans aren’t saving enough.

The numbers appear to back up this claim, which we hear repeatedly. But what I find more interesting is how we react to such statements. I touched on the issue of savings last week, and the responses I’ve heard seem to confirm that it’s a touchy subject.

For the sake of argument, let’s agree the numbers are true and we’re woefully behind on saving. We have some options.